Life and Health Insurance
Making Sure You’re Covered

No matter what, your family is protected

Life insurance provides that assurance of knowing, no matter what, your family is covered in the event of a death. It provides that certainty and stability that everyone seeks.

When someone passes away, there are still bills to be paid and expenses that can’t be ignored. That’s why people turn to life insurance, as it is a guaranteed* way to pay off those expenses and help replace that lost income. Life insurance provides that assurance of knowing, no matter what, your family is covered in the event of a death. It provides that certainty and stability that everyone seeks.

There are options when it comes to your life insurance. There is term life insurance and permanent life insurance. Term life insurance is typically set for a specific period of time, usually between 10 and 30 years. Permanent life insurance is, as it states, permanent. It provides coverage to last your lifetime.

*Guarantees are based on the claims paying ability of the issuing insurance company.

Types of Insurance Coverage 

Life insurance comes in a variety of contracts, from basic coverage with a term policy to advanced contracts for more advanced needs.  Let us help you determine what type of policy, if any, is best for your situation.

Coverage Amounts 

Do you know how much coverage you need?  We can calculate what your benefits should be to make sure that those depending on your income are taken care of.

Periodic Review 

Too often we buy a life insurance policy and then file it away and forget about it.  We suggest reviewing your coverage at least every 2-3 years or whenever you have a major life change.

Senior Insurance Coverage 

If you are approaching age 65 or are older and have questions about Medicare or other supplemental insurance, please let us help.  We keep current on the costs and benefits of coverage from many of the different carriers.

We will sit down with you and walk you through every possible option that we see as a good fit for your situation, and we won’t let you make any moves until you are 100% confident in the decision.

At the end of the day, the decision is yours to make. We are just here to make it easier for you.

Call us for your consultation today at 623.869.7222