Insights

Imagine planning for decades to help secure your financial future, only to watch a substantial portion of your savings disappear to unexpected taxes after losing your spouse. For millions of women, this scenario isn’t just a possibility—it’s a reality many face without proper preparation. T …

As a financial advisor and tax preparer, I have had numerous clients tell me how hard it is to invest money. As soon as they invest, something comes up and they need access to it. There are some steps to put into place to help with this dilemma. First is savings. Set aside money in …

In times of financial uncertainty, the role of a financial advisor becomes more critical than ever. Market volatility, economic downturns, unexpected life events, and geopolitical disruptions can create anxiety and lead investors into making emotional decisions. During these periods, a fina …

Life can change fast, and your beneficiary designations need to keep up so your money actually goes where you intended. Beneficiary designations on accounts like IRAs, 401(k)s, life insurance, and POD/TOD accounts generally override what is written in your will. That means an ex-spouse or e …

The One Big, Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, introduced several new deductions that affect many workers and retirees starting with tax year 2025 (returns filed in 2026). Below, we summarize three changes you’re most likely to encounter: the new deductions relate …

Do you ever stop to consider if you’re getting the best financial advice? Are you receiving advice focused on solving your known—and unknown—problems? Are you on the road to living your fullest life?  For many individuals and families, the answer is unclear.  That’s because financial guidan …

Over the next two decades, more than $51 trillion is expected to transfer to women as surviving spouses, making this one of the most significant wealth shifts in history. Yet many women tell us their biggest financial concern isn’t investing—it’s paying too much in taxes.  This webinar is d …

Let’s be honest: debt is like that one guest who shows up at your party, eats all the snacks, and never leaves. You didn’t invite them to stay forever, but here they are—camped out on your couch, binge-watching your financial freedom. The good news? You can kick them out. The question is: h …

Spring is a natural time to clear out the clutter in your home- and it’s a great time to do the same with your money. A simple weekend is enough to make your finances more organized, secure, and easier to manage. 1. Close old, unused accounts Start by listing all your bank, credit card, and …

Many taxpayers learn hard lessons during filing season, but most of the pain can be avoided with a bit of planning before next year. As a financial advisor in Phoenix, I see a lot of the same mistakes repeated across many households, regardless of income level. The first common mistake is w …