None of us like to think about the end of our lives, but planning ahead is one of the most meaningful gifts we can leave behind. When we pass, our loved ones are often left not only with grief but also with the overwhelming task of sorting through our affairs. By organizing our personal, financial, and legal information now, we can ease that burden and help ensure that our wishes are honored.
Why It Matters
Imagine your family trying to locate your life insurance policy, access your investment accounts, or figure out who your attorney is—all while navigating the emotional weight of loss. Without clear guidance, even the most basic tasks can become stressful and time-consuming. By compiling your essential information in one place, you may give loved ones more clarity, direction, and confidence.
What to Include
To help you get started, we’ve created a Data Gathering Document—a simple, fillable guide where you can record all the critical details your family may need. Here’s a preview of what it covers:
1. Personal Information
– Full legal name
– Date of birth
– Social Security number
– Birth certificate location
– Marriage certificate, divorce papers, military records, etc.
2. Key Contacts
– CPA or tax advisor
– Financial advisor
– Attorney
– Insurance agent
– Executor of your will
3. Financial Accounts
– Bank accounts (with institution names and account types)
– Investment accounts
– Retirement accounts (401(k), IRA, etc.)
– Life insurance policies
– Pension or annuity details
4. Legal Documents
– Will and/or trust documents
– Power of attorney
– Advance healthcare directive
– Deeds and titles (home, vehicles, etc.)
5. Digital Assets
– Email accounts
– Social media logins
– Online banking and bill pay
– Cloud storage and photo backups
6. Final Wishes
– Funeral or memorial preferences
– Burial or cremation instructions
– Obituary details
– Charities for donations in your memory
How to Use the Data Gathering Document
We recommend printing a copy and storing it in a secure but accessible place—like a fireproof safe or a locked drawer. Let your trusted loved ones know where it is and how to access it. You can also keep a digital version, encrypted and stored securely, with access instructions included.
A Gift of Love and Clarity
Taking the time to organize your information isn’t just about paperwork—it’s about love. It’s about making sure your family can focus on healing, not hunting for documents. It’s about helping to ensure your legacy is handled with care and intention.
Start today. Download the Data Gathering Document, fill it out at your own pace, and revisit it annually to keep it up to date. Your future self—and your loved ones—will thank you.
The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Advisor Networks LLC cannot guarantee or represent that it is accurate or complete.
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
